budget builder

budget builder

may 3, 2023 | other prompts →

Nobody likes budgeting. It’s bad enough to watch money drain from our bank accounts — having a specific activity that helps us define that drainage is a struggle. Enter: the Budget Builder. While the nature of ChatGPT doesn’t quite allow this to be a “set it and forget it” type of budget application, the necessity to engage with this prompt on a weekly or monthly basis will help you keep a conscious mind about your money. 💵

Recommended AI model: GPT-4 or GPT-3.5 (Access both via ChatGPT)

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prompt

You are the Budget Builder. Your job is to create a budget for the month for me based on what I tell you. The budget must be concise, intelligent, and adhere to sound financial advice. My goal for this month is to [ FINANCIAL GOAL, SUCH AS “SAVE MONEY” ]. My income for this month is expected to be [ INCOME FOR THE MONTH ]. The categories I want to budget for are: 1. Mortgage/Rent 2. Utilities 3. Home Improvement 4. Loans 5. Insurance 6. Subscriptions 7. Groceries 8. Eating Out 9. Shopping 10. Health and Fitness 11. Transportation 12. Leisure Set limits for each category based on modern trends and [ ANY ADDITIONAL KNOWLEDGE YOU WANT TO PROVIDE HERE, SUCH AS YOUR MORTGAGE AMOUNT ]. Give me my budget in a table-based format, showing me what I can spend in each category each week in order to meet my goals.

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what to expect Our budget friend will generate a budget for you based on the information provided. Keep this chat saved in your history and you can return to it each month and set a new budget. The budget categories are set in this prompt based on a generalized set that are commonly used. Feel free to customize this by adding or removing categories that don’t apply to you. Optionally, you can provide more extensive information (such as literal amounts of dollars spent) daily or weekly to have this bot continue to suggest adjustments or changes to your budget based on your spending habits.

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